Integrated Corporate Report
Menu

Alongside entrepreneurs and industry

Retaining a powerful business base is one of the keys to the economic development of any country. 31% of small to medium-sized enterprises and major corporations in Spain are CaixaBank customers. 

In 2013, CaixaBank approved over 1.5 million loans in total for an aggregate of €83,400 million. CaixaBank's loan book primarily consists of loans to individuals and SMEs. It also helps businesses to expand internationally (22.8% share of the export market).

MicroBank

MicroBank, the Group's community-focused bank, offers financial products and services that are especially adapted to entrepreneurs, micro-businesses, individuals and families, in order to boost production, job creation, self employment, personal and family development, and financial inclusion.

Throughout 2013, it awarded 55,773 microcredits totaling €313.2 million, 15,678 of which were granted to entrepreneurs (+45% vs 2012), who received €169.2 million. At the end of the year, the outstanding microcredit book stood at €514.3 million.

Since it was established in 2007, this bank has granted over 225,000 microcredits (valued at €1,358 million).


Encouraging innovative ideas

Caixa Capital Risc manages four private equity companies with a total of €73 million under management; most of this equity has been put in by CaixaBank. These investment vehicles specialize in taking stakes in innovative Spanish companies: micro-business start-ups, SMEs with a significant technological component and which are expanding internationally, and companies in the life sciences and digital technology sectors.

Since 2010, Caixa Capital Risc and several partners have hosted a cycle of business start-up programs at Spanish universities and research centers. The programs focus on life sciences (BioEmprendedorXXI), clean technologies (EcoEmprendedorXXI) and digital technologies (EmprendedorXXIDigital).

CaixaBank has been awarding these EmprendedorXXI prizes since 2007 with the goal of identifying, acknowledging and accompanying innovative Spanish start-up growth stories. 665 companies from all over Spain participated in the seventh edition of these prizes.

 

Integrated Corporate Report
MENU

Alongside entrepreneurs and industry

Retaining a powerful business base is one of the keys to the economic development of any country. 31% of small to medium-sized enterprises and major corporations in Spain are CaixaBank customers. 

In 2013, CaixaBank approved over 1.5 million loans in total for an aggregate of €83,400 million. CaixaBank's loan book primarily consists of loans to individuals and SMEs. It also helps businesses to expand internationally (22.8% share of the export market).

MicroBank

MicroBank, the Group's community-focused bank, offers financial products and services that are especially adapted to entrepreneurs, micro-businesses, individuals and families, in order to boost production, job creation, self employment, personal and family development, and financial inclusion.

Throughout 2013, it awarded 55,773 microcredits totaling €313.2 million, 15,678 of which were granted to entrepreneurs (+45% vs 2012), who received €169.2 million. At the end of the year, the outstanding microcredit book stood at €514.3 million.

Since it was established in 2007, this bank has granted over 225,000 microcredits (valued at €1,358 million).


Encouraging innovative ideas

Caixa Capital Risc manages four private equity companies with a total of €73 million under management; most of this equity has been put in by CaixaBank. These investment vehicles specialize in taking stakes in innovative Spanish companies: micro-business start-ups, SMEs with a significant technological component and which are expanding internationally, and companies in the life sciences and digital technology sectors.

Since 2010, Caixa Capital Risc and several partners have hosted a cycle of business start-up programs at Spanish universities and research centers. The programs focus on life sciences (BioEmprendedorXXI), clean technologies (EcoEmprendedorXXI) and digital technologies (EmprendedorXXIDigital).

CaixaBank has been awarding these EmprendedorXXI prizes since 2007 with the goal of identifying, acknowledging and accompanying innovative Spanish start-up growth stories. 665 companies from all over Spain participated in the seventh edition of these prizes.