Integrated Corporate Report
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The foundations were laid in 2013 for a gradual improvement in profitability. CaixaBank has shored up its financial strong points: raising liquidity through the enhanced finance structure, generating high levels of capital, and meeting the Basel III targets early.

CaixaBank provides services to 13.6 million customers, with total assets of €340,190 million. The strength of the branch network and completion of the integration of Banca Cívica and Banco de Valencia helped to bolster CaixaBank's market presence and resulted in growth targets being hit ahead of schedule. Consequently, gains in market share in all the main retail banking products and services were achieved.

Business volume stood at €510,835 million: total customer funds of €303,604 million (+4.4% in 2013) and a lending portfolio of €207,231 million (-7.1% in 2013). The 6.9% growth in customer funds is a highlight, and significantly diversified among the different savings products. The change in the loan portfolio is mainly due to widespread deleveraging and a reduction in exposure to the real estate development sector.

 

 

Integrated Corporate Report
MENU
 
The foundations were laid in 2013 for a gradual improvement in profitability. CaixaBank has shored up its financial strong points: raising liquidity through the enhanced finance structure, generating high levels of capital, and meeting the Basel III targets early.

CaixaBank provides services to 13.6 million customers, with total assets of €340,190 million. The strength of the branch network and completion of the integration of Banca Cívica and Banco de Valencia helped to bolster CaixaBank's market presence and resulted in growth targets being hit ahead of schedule. Consequently, gains in market share in all the main retail banking products and services were achieved.

Business volume stood at €510,835 million: total customer funds of €303,604 million (+4.4% in 2013) and a lending portfolio of €207,231 million (-7.1% in 2013). The 6.9% growth in customer funds is a highlight, and significantly diversified among the different savings products. The change in the loan portfolio is mainly due to widespread deleveraging and a reduction in exposure to the real estate development sector.